Your Realtor: A Realtor is a professional who can save you time and trouble. Possibly even a lot of money. You see, Realtors have the home buying experience most people lack. Dale knows all of the steps and is an excellent negotiator who will work on your behalf.
Dale will:
-fine-tune your wants/needs list
-I will provide you with the latest listing information
-screen houses so as not to waste your time
-arrange appointments that meet your schedule
-offer helpful advice about the neighbourhood
-introduce you to trusted contacts who should be on your team, such as mortgage brokers, lawyers, home inspectors
Mortgage Brokers: Your mortgage broker will search the mortgage market for the best rates and conditions based on YOUR circumstances. A good mortgage broker will be connected to ALL major lenders (private lenders as well as banks and credit unions) through the mortgage market and is usually paid by the Lender!
Like an insurance broker, this professional works for you and can offer you an unbiased referral.
Lawyers: A lawyer is there to represent your interest and to process the documentation required. The legal aspects differ from province to province. Dale can recommend a lawyer to advise you on the steps to be taken before the keys to your new home are presented to you. A lawyer helps ensure you are protected!!!
Home Inspectors: Have the home inspected by a qualified home inspector will give you the added confidence that you've made the right decison. Be very careful to verify the qualifications of your home inspector because there are no government standards or licenses for home inspectors.
Insurance Brokers: You'll want to make sure your property and valuables will be covered. A broker offers independent advice and can save you time, trouble and money. Plus, the bank will insist that you carry full insurance since your property is used as collateral against your mortgage.